Smooth Relocation: 9 Essential Tips For Motorcycle Shifting

Motorcycle Shifting

Moving to a new location often brings excitement, but amidst the thrill, one crucial aspect often overlooked is adjusting your insurance of motorcycle policy. Here’s a comprehensive guide on considerations and actions when relocating with your motorcycle.

  1. Notify Your Insurance Company

The crucial first step is to inform your insurance company about your motorcycle’s relocation. Contact them, update your policy with the new address details to ensure accurate information for future correspondence and claims in your new location.

  1. Enroll In The Local RTO

If you are moving permanently or for an extended period, registering your motorcycle with the local Regional Transport Office (RTO) is essential. This process, known as re-registration, may require a No Objection Certificate (NOC) from the previous RTO. Once the registration is complete, notify your insurer to update your insurance of motorcycle policy information.

  1. Determine Your Premium

When relocating, understanding factors influencing your bike insurance premium is crucial. The location of your new residence, particularly in disaster-prone areas, can significantly impact premiums. Weather, topography, and the surrounding environment can increase the likelihood of accidents, impacting third-party motorcycle insurance costs.

  1. Consider Policy Upgrades

Assess your current coverage for suitability in your new location. Moving to a busy city with higher traffic may require enhanced coverage, including protection against theft and collisions. Consider adjusting your premium accordingly, especially if you plan frequent bike use for commuting or city tours.

  1. Add Additional Covers

Evaluate potential risks in your new location and consider additional coverage. Explore insurance companies’ add-on covers like roadside assistance or zero depreciation, tailored to your specific needs. Research options from different insurers, comparing features and costs for ideal coverage. *

  1. Look For Offers

Upon relocation, your insurance company may have location-specific offers. Investigate these offers, considering factors like add-on coverage costs and premium rates—research terms and conditions to maximize savings and benefits tailored to your new circumstances.

  1. Research Before Switching Insurers

Before buying a new motorcycle post-move, conduct thorough research. Identify top insurance providers, compare quotes, evaluate features and costs, and determine necessary coverage within your budget. Transfer NCB from your old bike to the new one for potential savings. Ensure that you are aware of certain terminologies such as what is CC in motorcycle. The term “CC” in motorcycle specifications refers to the engine’s cubic centimeter displacement, indicating the total volume within all of its cylinders. Claims are subject to terms and conditions set forth under the motor insurance policy. *

  1. Ensure Timely Renewal

Renewing your motorcycle insurance policy on time is vital to avoid lapses and prevent higher premiums upon reinstatement. Failure to renew promptly, especially during relocation, may lead to missed financial security benefits. Stay organized and ensure timely renewal for continuous coverage.

  1. Required Documents For Moving A Motorbike
  • Documents 27 and 28 issued by the Regional Transport Authority
  • Certificate of Registration
  • Bike insurance policy
  • Pollution certificate

When moving with your motorbike, notify your insurer, update your policy, re-register with the local RTO, assess your premium, consider policy upgrades, explore additional covers, check for offers, research before switching insurers, and ensure timely renewal. Keep necessary paperwork ready and comply with local laws for a smooth transition and an enjoyable riding experience.

*Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.